You do not need to register with us before receiving property details or looking at properties on our website. However, if you wish to arrange a viewing on a property we will need to register you first. This is a security measure to protect our clients and staff. It is still worthwhile registering with us even if you have not yet seen a property you like the look of so you don’t miss out on new properties coming on the market.
Some homeowners do request that we only show buyers over in a position to proceed, but in the majority of cases you do not have to be on the market to view a property. Being in a position to proceed will help you though, so speak to us about where you stand in the current market to put yourself in the best position.
Market Valuations are free if you are thinking of selling your home. If you need the valuation for court or tax purposes there may be a charge. You are under no obligation to sell your property through us but you will find going through the costs of moving and the value of your property extremely helpful before deciding what to do.
The valuation we give you is gathered from data of homes we have sold over the years, together with other similar homes sold in the area, current market trends and buyers we already have registered looking for a home like yours. We can also give you tips on how to maximize your properties potential.
It is worth noting that the market valuation we give for your property is an opinion based on up to date market trends and evidence of other properties sold. However as it is only an opinion there is always a chance that someone else (a buyer) may be happy to pay more for your home than we think. This does not mean our valuation is wrong, as a property will always be worth what someone is willing to pay for it. We can still market the property for you and within reason we are always happy to test the market for a period of time. If after 4 weeks little or no interest is received then the owner may wish to review if the asking price is still realistic.
The cost of moving will depend on your forward move, but generally the cost of moving is made up of the following: Estate Agents fees, Solicitors Fees, EPC (if required), Stamp Duty (if purchasing over £125,000), Removal Company and Mortgage fees. You may also like to factor in any refurbishment or repair costs of the property you may be purchasing. But don't worry, we'll be able to provide you with moving costs following the valuation.
Knowing what you can borrow and the costs involved will help you save any wasted time either looking at properties beyond what a mortgage company may lend or missing out on properties that you may be able to buy. Even if you currently have a mortgage on your own property it is worth spending a little time speaking to our IFA’s (Independent Mortgage Advisors). As independent advisors they have access to over 1000 mortgage products and provide you with interest rates that may not be available through High Street lenders. Having a mortgage agreed in principle will also put you ahead of the game, especially when there is other interest in the property you like.
If you have a solicitor you have previously used and you are happy with the costs and service they provide then it makes sense to keep using that solicitor. Give them a call to let them know you are thinking of moving so that they can prepare your file in advance. Alternatively we can provide you with solicitors quotes for you to compare. Being legally prepared is another way of putting you ahead of the competition.
HIPs have effectively been scrapped so you do not now have to have one before selling your home. If you already have one it is not wasted, there is still information contained in the pack the solicitors can use to assist with the sale of your property. If you don’t have a HIP, but would still like one, we can arrange this for you. All you really need though is an EPC.
An EPC is an Energy Performance Certificate and will show how energy efficient your home is. If you do not have an EPC we can arrange this for you. You are not required to have one prior to going to the market but will need an EPC within 28 days.